Holiday Home Insurance Wexford (Irish Properties)
We can provide cover on both Buildings and Content for holiday home properties, caravans, campervans, mobile homes.
Holiday Home Cover Summary
Cover which is subject to Average includes
- Fire and Perils with optional Accidental damage cover
- Liability to Domestic Employees provided contents cover is selected
- Liability to others as Owner of the holiday home buildings
- The policy is subject to average
Holiday Home Insurance Additional Covers Provided
- Door Locks replacement
- Accidental Breakage of Glass and Sanitary fittings within you holiday home
- Fire Brigade Charges
- Audio and Audio Visual Equipment
- Title Deeds for your holiday home
Rented Holiday Home Properties
Loss of Rent provided that Rental use is applied to the policy and appropriate premium paid. Theft cover limited to Loss following break in only.
Unoccupied Properties Special Terms of Conditions
Whenever the Holiday Home is unoccupied from 1st November to 31st March inclusive each year, then the following conditions will apply,
- A responsible person must be appointed to supervise and regularly check your holiday home property.
- The water must be turned off and the water system drained. The condition shall not apply if the central heating system is set to ne automatically brought into use daily by means of a time switch and any loft hatch or door is left open. In addition, if there is a thermostat fitted to the central heating system then this must be set to a minimum temperature of 55 degrees Fahrenheit. You must ensure that adequate fuel supply is available to ensure compliance with this requirement.