Home Insurance - Owner Occupied Household
We can provide cover on both Buildings and Content for owner occupied homes.
Cover Summary
Home Insurance - Buildings Cover includes
- Fire, Lightening, Explosion and Earthquake
- Storm Damage, Flood Damage
- Escape of Water from fixed Water tanks, apparatus or pipes
- Escape of Oil from fixed domestic fuel tanks, apparatus or pipes
- Stealing or Attempted Stealing
- Falling Trees,Branches,Telegraph Poles
- Riots, Strikes, civil commotion and malicious Damage
- Subsidence or Ground Heave
- Fire Brigade Charges
- Optional Accidental Damage
- Public Liability Cover
Home Insurance - Contents Cover Includes
In addition to the cover as noted under the Buildings section the Home Insurance contents cover also provides cover for
- Alternative Accomodation
- Liability to Domestic Employees
- Damage to Audio and Audio Visual Equipment
- Accidental Breakage of Glass and Sanitary Fittings
- Contents in the Open
- Freezer Contents
- Temporary Removal of Contents from household or home
- Replacement of Locks
Additional Home Insurance covers Available
In addition you can buy All Risks cover for High Value items such as Jewellery which can be covered for Accidental Loss or Damage outside the home.
Rented Property
We can provide cover on both Buildings and Content for rented properties.
Cover Summary
Buildings Cover Insurance includes
- Fire, Lightening, Explosion and Earthquake
- Storm Damage, Flood Damage
- Escape of Water from fixed Water tanks, apparatus or pipes
- Escape of Oil from fixed domestic fuel tanks, apparatus or pipes
- Stealing or Attempted Stealing
- Riots, Strikes, civil commotion and malicious Damage
- Subsidence or Ground Heave
- Loss of Rent
- Fire Brigade Charges
- Optional Accidental Damage
- Public Liability Cover
- Liability to Tenants
Contents Cover Insurance Includes
In addition to the cover as noted under the Buildings section the contents cover also provides cover for
- Fire, Storm, Flood, Explosion
- Escape of Water from fixed Water Tanks, apparatus or pipes
- Escape of Oil from fixed domestic fuel tanks, apparatus or pipes
- Stealing or Attempted Stealing from the home or household
- Impact by Aircraft,vehicles or animals
- Riot, civil commotion, malicious Damage
- Subsidence, Ground heave to the home
- Reinstatement of Sums insured after loss