
Office Insurance - Cover Summary
Safeguard Office focuses on making Office Insurance easy and gives you the cover you need in one policy.
Office Insurance - Property Cover:
- Full “All Risks Damage” basis, where damage is defined as loss or damage or destruction
- Business interruption cover as standard with an indemnity period of 12 months
- Cover can be extended to include subsidence ( Excess Applies) to your office
- €10,000 Fire Brigade Charges cover as standard
- Automatic Re-instatement of the sum insured after the loss
- Book debts up to €50,000, higher limits are also available
Office Insurance - Liability Cover:
- €13,000,000 Employers Liability
- €2,600,000 Public Liability as standard (with Higher Limits Available)
Office Insurance - Money Cover:
- Up to €500,000 non-negotiable Financial Instruments
- Up to €2,500 Money overnight on your office premises in an locked safe
- Up to €7,500 Money overnight on your office premises in an anchored safe of under-floor safe (higher limits available)
- Up to €10,000 Money in transit, on your office premises during business hours and in bank night safe (custodian warranties apply – higher limits available)
- Up to €10,000 Capital benefit / €100 weekly benefit as standard for Personal Accident Assault
Office Insurance - Additional Covers Available:
- Multiple properties on a single policy
- All Risks / Signs
- Computer Cover / Re-instatement of data
- Work Away
- Terrorism Cover
- Cover for trade samples