Overseas Holiday Home Insurance Wexford
Insurance Cover Summary
Cover is available for holiday home buildings and/or contents for residents of the republic of Ireland with;
- Holiday Homes or Apartments used by the insured (including occasional rental)
- Holiday Homes or apartments rented out(not used by the insured)
- Overseas residential investment properties (houses or apartments rented on a long term basis -6 month lease or more)
Buildings and contents insurance, buildings only insurance or contents only insurance cover is available for holiday homes, both houses and apartments. We can provide insurance cover on fixtures and fittings also if required, even if the insured does not want insurance cover for buildings. This may be important if your client has added fittings such as kitchens and bathrooms which may not be covered under their block policy.
Insurance Cover is automatically provided for
- Fire and Perils- Cover for Buildings and contents against a wide range of named perils eg. Fire, Theft, Storm, Flood, escape of water etc.
- Loss caused by subsidence, landslip, or heave is available in France,Spain and Portugal
- Outdoor contents items up to €2250 free of charge. More cover available if required.
- Outbuildings and other permanent structures(if buildings are insured) up to €22500 free of charge, more cover available if required.
- Emergency Travel Expenses associated with an insured loss at the property is automatically included up to a limit of €2250
- Replacement Locks
- Trace and Access
- Public Liability and employers liability
- Accidental Damage to domestic pipes, cables, sewers and drains for which you are responsible.
Insurance Cover is also available for
- Accidental Damage (not for long term let)
Main Exclusions
- Expatriate permanent residences
- Jewellery or watches