Retail - Shop Insurance - Cover Summary
Retail Insurance - Shop Insurance Property Cover Details
- Full “All Risks Damage” where damage is defined as loss or damage or destruction to your retail property or shop
- Business interruption cover with an indemnity period of 12 months, 18 months or 24 Months
- Seasonal Increase of stock
- Cover can be extended to include Subsidence (excess applies), to your retail property or shop
- Fire Brigade Charges cover as standard
- Automatic Re-instatement of the sum insured after loss
Retail Inurance - Shop Insurance Liability Cover Details
- €13,000,000 Employers Liability
- €2,600,000,000 Public and Products Liability as standard (with higher options, up to €13,000,000 available)
- Policy can extend to cover Wrongful arrest
- Liability in respect of Treatment risk available
Retail Insurance - Shop Insurance Money Cover Details
- Up to €500,000 non-negotiable Financial Instruments
- Up to €2,500 Money Cover overnight on your retail or shop premises in an unspecified locked safe
- Up to €7,500 Money cover overnight on your retail or shop premises in an anchored safe or under-floor sage (higher limits available)
- Up to €10,000 Money in transit, on the your retail or shop premises during business hours and in Bank Night Safe (Custodian warranties apply – higher limits available)
- Up to €10,000 Capital Benefit / €100 weekly benefit as standard for Personal Accident Assault
- Cover for money contained in a secured ATM available
Retail Insurance - Shop Insurance Additional Covers Available
- Multiple Properties on a single policy
- All Risks / Signs
- Goods in Transit
- Frozen Floors
- Work Away
- Terrorism Cover